Is your pension going to be enough? We provide retirement planning advice
It’s a fact – we’re living longer. That means that we are going to be retired for longer, too. When the time comes most of us have ideas about how we want to spend that well-earned retirement. Whether it’s travelling the world or spending more time at home with the grandchildren, you want to be able to enjoy life without worrying about how you are going to pay for it.
Can you rely on the state pension? It’s likely that you’ll struggle if you do. Today, a person at normal retirement age and on full basic state pension will receive £97.65 per week. This equates to 20% of national average weekly earnings. Are you making the right provision when you still have time to put money away?
Now the good news
People’s attitudes and aspirations towards their retirement have changed and the market is changing to adapt to these. And the market is changing too to adapt to new client needs. There is a fresh flexibility, which allows independent financial advisers to have a more adaptable approach to financial planning. There are numerous options and products available. It is a matter of finding the right ones for your circumstances.
The earlier you start planning, the more you will be able to live the lifestyle you have mapped out for yourself. If you haven’t already got your pension plans in place, or you are not sure that the plan you have is sufficient for the future, then you should be talking to us.
Our wealth management portfolio covers the following:
- Personal pensions
- Group Personal pensions
- Stakeholder pensions
- SIPPs
Contact one of our experienced financial advisers about effective retirement planning by using one of the buttons above. Or call us from a landline on 07789 900359.
One of our Testimnonials:“Thanks to Penda’s pension plan for me I’m not worrying about retirement.” Mr Wright, Boldon
Click here for more information and definitions of pensions and investment jargon you may have encountered.
The value of investments and pensions can fall as well as rise. You may get back less than you invested.
